Pet insurance
Pet Insurance — Facilitated by Namma Pets Club

Covered for the moments
that matter most.

Surgery, hospitalisation, OPD visits — we help you get insured and settle claims in plain language. No jargon, no hidden clauses.

Surgery & fractures Hospitalisation ₹0 application fee

We facilitate, not underwrite. Namma Pets Club helps you apply for and manage pet insurance through licensed insurance partners. We are not an insurance company. All policies are issued and underwritten by our partner insurers.

What we do

Insurance without the headache

Most pet parents either don't know insurance exists for pets, or give up on the paperwork. We fix that — we sit between you and the insurer so you never have to deal with fine print alone.

Get a free quote on WhatsApp

We handle the application

Fill one simple form with us. We translate it into the insurer's format, follow up on your behalf, and confirm your policy is active.

We support every claim

When something happens, WhatsApp us. We'll tell you exactly what documents you need, fill in forms with you, and follow up with the insurer until your claim is settled.

Real humans, not bots

Our team knows Bengaluru's vet landscape. We'll connect you with the right clinic and make sure your bills are processed correctly.

₹0
Application fee to get your pet insured
3
Working days to get your policy active
72h
Average claim settlement support turnaround
100%
Claim support included — no extra charges
What's covered

Everything your pet might need, covered.

Coverage varies by plan and insurer. We'll match you with the right policy for your pet's breed, age, and your budget.

Accidents & Surgery

Covers unexpected injuries, fractures, and surgical procedures — including post-op recovery costs.

Fractures & injuries
Surgical procedures
Post-surgery recovery
Emergency consultations

Hospitalisation

In-patient care costs when your pet needs to be admitted — including ICU stays and round-the-clock monitoring.

In-patient boarding fees
ICU & intensive care
Diagnostic tests & scans
Medication during stay

OPD & Illness

Outpatient consultations, treatment for illnesses, and follow-up visits — for plans that include OPD cover.

Vet consultation fees
Tick fever, parvovirus & more
Prescribed medicines
Follow-up visits

Terminal Illness

Financial support for compassionate end-of-life care when your pet is diagnosed with a terminal condition.

Palliative care costs
Pain management
Specialist consultations

Theft & Loss

Coverage for the loss of your pet due to theft — helps offset the cost of finding or replacing your companion.

Theft compensation
Loss from straying
Search & recovery support

Third-Party Liability

If your pet injures a person or damages property, this covers your legal liability — important for larger dog breeds.

Bodily injury claims
Property damage
Legal defence costs
⚠️

Typically not covered (varies by plan)

Pre-existing conditionsRoutine vaccinationsGrooming & cosmetic proceduresBreeding & pregnancyDental cleaningExperimental treatments
Claim process

When something happens, we handle it

You focus on your pet. We'll manage the insurer.

01

WhatsApp us

Send us a message the moment you know your pet needs treatment. We'll tell you exactly what to do next.

02

Visit any partner clinic

Go to any NPC partner vet or the clinic of your choice. Keep all bills and prescriptions.

03

Send us the documents

Share the bills, discharge summary, and prescription via WhatsApp. We fill in the claim form for you.

04

We follow up & settle

We liaise with the insurer until your reimbursement is processed. No chasing, no jargon — just updates from us.

Puppy at the vet
₹0
application fee
to get insured
Why NPC insurance?

You already have enough to worry about

Getting your pet insured shouldn't be a second job. We've simplified everything so you can protect your pet in under 10 minutes.

No paperwork maze — one form, we handle the rest
Plain language — we explain your policy in simple terms
Claim support included — no separate fees, ever
Works with your existing vet — not just our partners
Dogs & cats — coverage available for both
Get started on WhatsApp
Common questions

Pet insurance — answered simply

The ₹365/year membership covers insurance facilitation — we handle your application and claims. The insurance premium itself is separate and depends on your pet's breed, age, and the coverage you choose. Typical premiums range from ₹3,000–₹8,000 per year.
Most policies cover dogs and cats between 3 months and 8 years of age. Some insurers cover up to 10 years with certain limitations. We'll check eligibility for your specific pet before starting the application.
Typically 2–3 working days from the time you submit your pet's details and pay the premium. We'll send you the policy document and confirm everything is active before we close the process.
Yes — most policies work on a reimbursement basis, meaning you pay the vet directly and we get you reimbursed. You're not restricted to NPC partner clinics, although using a partner clinic simplifies documentation since we already have a relationship with them.
No — pre-existing conditions are excluded by all pet insurance policies in India, similar to how human health insurance works. This is why it's best to get your pet insured while they're young and healthy.
We review the rejection reason with you and, if there are grounds, we escalate with the insurer on your behalf. We have a track record of successfully challenging incorrect rejections. You're never dealing with the insurer alone.
Ready to protect your pet?

Get insured. We handle
everything else.

Join Namma Pets Club and get insurance facilitation, smart tags, partner discounts and more — all for ₹365/year.